Prosperas Skills Center

  • info@prosperasskillscenter.com
  • Nairobi, Kenya
  • +254 729 449 222
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Training Course on Agricultural Finance and Access to Credit for Farmers

Training Course on Agricultural Finance and Access to Credit for Farmers

Duration: 5 Days

Location: Nairobi

Course Overview
Limited access to finance remains a major barrier for smallholder farmers and agribusinesses, constraining investment in inputs, technology, and infrastructure necessary for productivity and profitability. Bridging the finance gap is critical for enabling inclusive agricultural growth, value chain development, and rural transformation.
This course provides a practical and comprehensive understanding of agricultural finance systems, credit products, and financial inclusion strategies tailored to the needs of farmers and agri-entrepreneurs. Participants will explore the design and delivery of farmer-friendly financial services—such as input credit, leasing, warehouse receipt systems, crop/livestock insurance, and digital lending platforms.
It emphasizes the development of bankable proposals, risk mitigation tools, creditworthiness assessment, and linkages between farmers, financial institutions, and value chain actors. The course also covers innovative financing mechanisms and public-private partnerships to scale inclusive finance solutions.
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Course Objectives
By the end of the course, participants will be able to:
•Understand the fundamentals of agricultural finance, risk, and rural financial markets
•Analyze the challenges and opportunities for improving credit access among farmers
•Identify suitable financial instruments and models for different farm types and scales
•Support farmers and cooperatives in preparing viable loan applications and business plans
•Facilitate linkages with microfinance institutions, banks, SACCOs, and agrifintech platforms
•Advocate for policies that promote agricultural finance and financial inclusion
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Target Audience
This course is intended for:
•Agricultural extension officers and rural development professionals
•Financial institution staff serving the agricultural sector (banks, SACCOs, MFIs)
•Agribusiness managers and cooperative leaders
•Government and NGO project staff working in rural finance, agribusiness, or livelihoods
•Farmer organization representatives and agripreneurs
•Development partners and donor agency personnel involved in agricultural financing
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Training Methodology
•Interactive lectures and technical briefings on agricultural finance
•Case studies of successful rural finance initiatives
•Hands-on exercises in credit analysis, proposal writing, and loan appraisal
•Peer learning sessions and panel discussions with financial sector actors
•Field visit (optional) to financial institutions or farmer cooperatives
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Expected Outcomes
Participants will:
•Gain solid understanding of agricultural finance models and credit delivery systems
•Be equipped to support farmers in accessing appropriate financial products
•Build capacity in credit assessment, business planning, and financial literacy promotion
•Understand how to de-risk agricultural lending through value chain finance and insurance
•Develop strategies or action plans to improve agricultural finance in their institutions or regions

Course Modules / Key Topics
Module 1: Fundamentals of Agricultural Finance
•Overview of agricultural finance systems and rural financial markets
•Credit needs and characteristics of smallholder farmers and agribusinesses
•Role of financial inclusion and rural finance policies
Module 2: Financial Products and Delivery Mechanisms
•Input financing, asset leasing, and seasonal credit
•Group lending, value chain finance, and contract farming
•Digital finance and mobile-based loan systems
Module 3: Risk Management and Financial Literacy
•Agricultural risks and mitigation tools: crop insurance, weather-index insurance
•Credit risk analysis and creditworthiness assessments
•Promoting farmer financial literacy and responsible borrowing
Module 4: Preparing Bankable Proposals and Credit Facilitation
•Business planning for farm enterprises
•Loan application processes, documentation, and financial statements
•Role of extension agents and farmer groups in financial intermediation
Module 5: Partnerships, Policy, and Scaling Access to Finance
•Linking farmers with banks, SACCOs, and agrifintech platforms
•Enabling policies and regulatory frameworks for inclusive finance
•Final Session: Action planning for agricultural finance and credit access strategies

Course General Information:
This course is delivered by qualified and experienced trainers with extensive expertise in their respective fields. Our training approach combines interactive theory sessions, hands-on practical activities, group work, and case studies, ensuring a dynamic and impactful learning experience.

Training Location: The sessions will be held at PROSPERAS SKILLS CENTER, Nairobi, Kenya. We also offer tailor-made group training at client-requested locations upon prior arrangement.

Certification: Upon successfully completing the training, participants will be awarded a certificate from PROSPERAS SKILLS CENTER.

Fees and Inclusions: Covers tuition, training materials, lunch, and venue. Accommodation and airport transfers can be arranged upon request.

Payment Details: Payment must be made to our bank account prior to the commencement of training. Please forward proof of payment to: trainings@prosperasskillscenter.com

For Further Inquiries: Contact us via email: trainings@prosperasskillscenter.com

Agricultural Finance and Access to Credit for Farmers

Start DateEnd DateOnline Fee (USD)In-Person Fee (USD)Register
17 Nov, 202521 Nov, 202510001500Enroll
24 Nov, 202528 Nov, 202510001500Enroll
01 Dec, 202505 Dec, 202510001500Enroll
15 Dec, 202519 Dec, 202510001500Enroll
05 Jan, 202609 Jan, 202610001500Enroll
12 Jan, 202616 Jan, 202610001500Enroll
19 Jan, 202623 Jan, 202610001500Enroll
26 Jan, 202630 Jan, 202610001500Enroll
02 Feb, 202606 Feb, 202610001500Enroll
09 Feb, 202613 Feb, 202610001500Enroll
23 Feb, 202627 Feb, 202610001500Enroll
23 Feb, 202627 Feb, 202610001500Enroll
02 Mar, 202606 Mar, 202610001500Enroll
09 Mar, 202613 Mar, 202610001500Enroll
23 Mar, 202627 Mar, 202610001500Enroll
13 Apr, 202617 Apr, 202610001500Enroll
20 Apr, 202624 Apr, 202610001500Enroll
04 May, 202608 May, 202610001500Enroll
11 May, 202615 May, 202610001500Enroll
18 May, 202622 May, 202610001500Enroll
08 Jun, 202612 Jun, 202610001500Enroll
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22 Jun, 202626 Jun, 202610001500Enroll
29 Jun, 202603 Jul, 202610001500Enroll
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03 Aug, 202607 Aug, 202610001500Enroll
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17 Aug, 202621 Aug, 202610001500Enroll
31 Aug, 202604 Sep, 202610001500Enroll
07 Sep, 202611 Sep, 202610001500Enroll
14 Sep, 202618 Sep, 202610001500Enroll
21 Sep, 202625 Sep, 202610001500Enroll
28 Sep, 202602 Oct, 202610001500Enroll
12 Oct, 202616 Oct, 202610001500Enroll
26 Oct, 202630 Oct, 202610001500Enroll
02 Nov, 202606 Nov, 202610001500Enroll
09 Nov, 202613 Nov, 202610001500Enroll
16 Nov, 202620 Nov, 202610001500Enroll
23 Nov, 202627 Nov, 202610001500Enroll
30 Nov, 202604 Dec, 202610001500Enroll
07 Dec, 202611 Dec, 202610001500Enroll
14 Dec, 202618 Dec, 202610001500Enroll

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